WARWICK, RI, February 4, 2022 /PRNewswire/ — This week, the Centers for Disease Control (CDC) issued a Level 4 Travel Health Notice (THN) for Mexico due to a very high level of COVID-19 in the country. With from Mexico In addition to the THN listing, InsureMyTrip reports that all of the top 10 international destinations for travel insurance policyholders are now at Level 4.
Best international destinations
British Virgin Islands
(Source: InsureMyTrip purchase data from January 24, 2022 – January 30, 2022)
For those planning a trip to a country with a very high level of COVID-19, InsureMyTrip experts recommend purchasing travel insurance. In addition, many top international destinations require this, including Costa RicaThe Bahamianand the British Virgin Islands.
MORE: Countries that require travel insurance
InsureMyTrip Product Manager Meghan Walch offered answers to travelers’ top questions about how benefits can apply:
Q: What if you want to cancel a trip due to a level 4 travel health notice?
Market : Most travel insurance policies will not provide coverage simply because a country is classified as Level 4 for COVID-19 risk.
However, the addition of optional Cancel For Any Reason (CFAR) travel insurance will provide travelers with the most flexibility to cancel a trip due to COVID-19 fears.
The CFAR is a time-limited benefit and must be purchased within 10-21 days of receiving the money for a trip. If all eligibility requirements are met, reimbursement is generally 50% to 75% of the cost of the insured non-refundable prepaid trip.
MORE: Information and eligibility tool to cancel for any reason
Q: What benefits can be triggered if you contract COVID-19 in a Tier 4 country?
Market : If you contract COVID-19 while traveling and have a medical diagnosis, you may find coverage in a comprehensive travel insurance policy. These benefits may include:
Trip Interruption — This coverage may apply if you had to cut your trip short and return home after recovery. Travel insurance can cover the unused portion of your trip.
Medical emergency — This coverage would come into effect if you became ill while traveling and needed emergency medical attention. It is important to note that most national health plans do not cover you when traveling abroad.
Travel delay — If quarantine is ordered while travelling, travel delay benefits may be available to help cover costs if additional accommodations are required. It’s a little tricky, though. For a quarantine to be covered, it must be ordered by a doctor and you must be in strict isolation for a specific period of time.
The plans will not cover self-quarantine. It is therefore important to read the details of a policy to understand how “quarantine” is defined and what exactly is covered.
Journalists can request an interview or quote from travel insurance expert Meghan Walch by contacting [email protected].
It’s simple. InsureMyTrip finds you the right travel insurance plan, every time. InsureMyTrip is the authority on travel insurance. We are committed to empowering travelers to make the best possible insurance decisions by leveraging our technology, data intelligence and expertise. InsureMyTrip is rated A+ by the Better Business Bureau.
Note: the guarantees are governed by the specific scheme certificate. Traditional travel insurance does not provide cancellation coverage for fear of travelling, whether related to COVID-19 or not. Cancel for any reason is required.
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